For whatever personal finance requirement it is that you need, our savvy staff will provide you with efficient and easy solutions in very short time.

Whether it is a new car, fresh home renovations, a short holiday or a big spending spree, our options are worth considering. Experience our exceptional, award winning customer service and simply speak with one of our friendly staff today.

MasterCard®

Access the equity you have built up in your current property on a daily basis to pursue a wealth maximisation strategy.
Mortgage Merchants MasterCard® provides you with the facility at a Line of Credit interest rate which is a lot lower than standard credit card rates.
This card is designed to provide you with an additional means of access to your Line of Credit account and to un-tap into your existing equity. New and existing Mortgage Merchants clients have the option to connect the line of credit card to their Equity Access account.

If you have any questions please contact our friendly team on +612 9807 7733.

Terms & Conditions: All rates quoted are per annum and indicative only. Rates are subject to change without notice. Fees and government charges may be applicable. Please contact Mortgage Merchants on +612 9807 7733 for further information.

Comparison Rate Warning: Comparison rates are based on a $300,000 loan taken over 30 years. This comparison rate applies only to the example(s) given. Different amounts and terms will results in different comparison rates. Costs such as early repayments, and cost savings such as fee waiver are not included in the comparative rate but may influence the cost of the loans.

» Enquire online now!

American Express® LinkPoint™

The Linkpoint credit card has been developed to provide cardholders with a convenient “one card” financial tool to meet their day-to-day expenses. In addition, each purchase made using the Linkpoint credit card earns the card holder valuable Membership Rewards points that can be redeemed for goods OR linked to Australia’s premier frequent flyer program. By consolidating outstanding balances held on other credit cards onto the Linkpoint Card, cardholders can take advantage of an extremely low balance transfer rate which in most cases, is less than half the interest rate charged on other credit cards available in the market.

Depending on when purchases are made on the card, cardholders can receive an interest free period up to 55 days.
In addition cardholders enjoy:

• $0 joining fee
• 55 Days interest free on purchases
• Membership to Australia’s premier Membership Rewards program (refer below)
• 1.5 Membership Rewards points for every dollar spent on card purchases in the first six months after the Card is issued (1 point per dollar after 6 months)
• 1,500 Membership Rewards points on Card approval
• For new loans, a BTR at 7.99% p.a. (as at 13/12/02) for the first 6 months
• For existing loans that accept a Linkpoint offer by direct mail campaign, a BTR of only 7.99% p.a. (as at 13/12/02) for the life of the transferred balance
• Competitive ongoing annual percentage rate of 15.99% (as at 13/12/02)
• Minimum card limit of $2,500
• 100% monthly sweep facility – Pay the outstanding card balance direct from the redraw available on our Equity Access product range
• Free supplementary cards
• 24 hour online account access
• Online Fraud Protection Guarantee
• The Card is available for use internationally, wherever the American Express symbol is displayed

Membership rewards
MMA is pleased to announce that American Express has enhanced its Membership Rewards program by launching two exciting new Membership Rewards options; ‘Choices’ and ‘Ascent’. Both Membership Rewards options are available to all Linkpoint Card Members.

Membership Rewards Choices offers Linkpoint Card Members a wide range of vouchers, merchandise, and innovative ways to redeem Membership Rewards points for travel and credit on their Linkpoint Card. The annual fee for Choices is $33.

Membership Rewards Ascent offers the same features as Choices – plus the ability to transfer Membership Reward points to the frequent flyer programs of Qantas, Air New Zealand, Malaysia Airlines, a great selection of new airline partners plus a choice of three global frequent guest programs. The annual fee for Ascent is $59.
A summary of the features of both Choices and Ascent is outlined in the table below:

Existing Linkpoint Card Members already enrolled into American Express’ Membership Rewards program will be automatically enrolled into either Choices OR Ascent. The Membership Rewards program the Card member is enrolled into is based on previous redemption behaviour, number of Membership Rewards points accumulated and spend activity on the Card.

Card members enrolled into American Express’ Membership Rewards program have been mailed a letter advising of the Membership Rewards program they have been enrolled into and details of the respective program.
Card members who prefer the alternative Membership Rewards program can switch programs simply by calling American Express on 1300 723 473 between 8am and 7pm EST, 7 days a week.

If you have any questions please contact our friendly team on +612 9807 7733.

Terms & Conditions: All rates quoted are per annum and indicative only. Rates are subject to change without notice. Fees and government charges may be applicable. Please contact Mortgage Merchants on +612 9807 7733 for further information.

Comparison Rate Warning: Comparison rates are based on a $300,000 loan taken over 30 years. This comparison rate applies only to the example(s) given. Different amounts and terms will results in different comparison rates. Costs such as early repayments, and cost savings such as fee waiver are not included in the comparative rate but may influence the cost of the loans.

» Enquire online now!